Laptop Insurance

Insurance for laptops is extremely important.  The very nature of a laptop, it’s transportability, makes it extremely susceptible to abuse and theft.

With Worth Ave Group, your laptop is covered against not only theft, but water damage, broken screens, and any other type of accidental damage.

Our laptop insurance policy rates are the lowest you will find anywhere and our coverage is superior to our laptop insurance competitors as well.

Maybe you have a warranty on your laptop?  Well, that’s a waste!  And if you purchased a 3rd party laptop warranty then you REALLY missed the boat.  A typical 3rd party laptop warranty covers nothing more than manufacturer defects.  And guess what, that warranty is void after just one repair claim!  It’s not like that when you buy our laptop insurance!

Worth Ave Group offers multi year discounts on their laptop insurance.  Buy three years of insurance and you’ll get a really nice discount.  And if you file a claim, don’t worry, you are still covered for the duration of your policy in case something else happens.

What if your laptop is damaged beyond repair?  Don’t worry!  With our insurance, we’ll cut you a check for a new one.  And when you replace your old laptop you just send us the serial number of your new laptop and BOOM, YOU’RE COVERED!

And think about this:  You can get 2,000 dollars in laptop coverage with zero deductible, for just 74 dollars.  No, I am not kidding!

It’s just 3.7% of the price of your laptop.  I dare you to find insurance for laptops anywhere on the net at a better price.  I can save you some time and tell you that you won’t even come close.

Not enough to convince you?  How about this:  You can ad any cell phone or smart phone to your laptop policy, iphones excluded, for just 10 dollars.  TEN.  That sells for up to 69 dollars separately.

I hate to sound like one of those 19.95 TV infomercials but I’m not done yet!  After you’ve purchased insurance for your laptop with Worth Ave Group, send us an email with your policy number and we will send you a free copy of our laptop tracking software.  If your laptop gets stolen, you’ll know right where to find it!

If you’re a business, call and ask about our corporate insurance for laptops.  41% of all laptops are stolen from the office so insurance all of your business laptops is a great idea.  Insuring them and adding our free laptop tracking software is even better!

What are you waiting for?

Get insurance for your laptop now

Or call us at 800-620-2885

Laptop Insurance

Up until 10 years ago our computer ownership/usage was not that common.  Our cell phones looked like a Zach Morrison’s phone in Saved by The Bell and we probably carried it in a bag the size of a woman’s purse. Printers and copiers were enormous and extremely expensive and you would almost never find one in a home.  If you were lucky your parents had satellite TV (you remember, the dish in the back yard that you had to play around).  But today we use an unbelievable amount of electronic gadgets in our homes.  For example, in my own home you would find:

  • two desktop computers with monitors
  • two laptop computers
  • 1 printer
  • one combination fax, scanner, copier
  • three TVs
  • 1 VCR
  • one digital video camera with tripod for our home recording studio
  • two DVD players
  • two iphones
  • one satellite TV system with a 24″ dish on the roof
  • two ipods

You may not have that many but I know some who have even more.  Electronics have boomed over the last ten years as the price for them has decreased just enough that the average Joe can afford them.

But are your electronics covered?  If something happened would you be able to turn around and replace them all?  There is a lot of misinformation today regarding electronics and how it is treated by insurance companies. Most people seem think their homeowners or renters insurance policies will cover their electronics.  WRONG…and unfortunately they won’t usually find out their wrong until they submit a claim.

Sure, some of the property is covered, but there are limits and exclusions that would shock you! And don’t forget that your policy deductible will also apply.

The reason I bring this all up?  I’ve found the solution.  I have our electronics insured thru Worth Ave Group.  After reading thru their site and saw that they’ll cover us against against accidental damage, fire, flood, theft and even natural disasters for a full calendar year, I was sold.  They were also cheaper than the rest companies selling electronic coverage.  Some of them wouldn’t insure our iPhones because they weren’t brand new, some wanted to sell me warranties instead of insurance (not a good idea) and the list goes on and on.  So, anyway, check out Worth Ave Group and see what you think.

Can you imagine where we’re going to be in another 10 years?

Stolen Laptops

My husband is a computer specialist and works for a state university.  In order to visit him at work I have to park my car about 10 miles away (ok, not that far) and march my happy self across the campus to get to his office.  I was doing just that yesterday afternoon and as I walked through the campus library (my favorite short cut) I noticed at least 6 laptops that were completely unattended.

I couldn’t believe it.  When I was in college I couldn’t afford my own laptop and was forced to borrow from the library.  So, I can’t imagine having my own laptop and leave it sitting at a table by itself.  I mean REALLY?  I realize I don’t live in Crime Central or anything but anyone with itchy fingers could have easily walked away with these laptops.

Not only did I see laptops sitting alone but in some cases these students had also left their iPods and cell phones sitting there.  I couldn’t believe it.  I drooled and saved up for months in order to buy my laptop and iPods and these people were trying to give them away!

Now I won’t sit here and pretend that I’ve never accidentally walked away from my prized possessions but I would never do it on purpose…at least I have my electronic insurance with Worth Ave Group.  Besides covering accidental damage, fire and flood, my WAG policy covers theft.  I hope those students had some kind of insurance because it’s only a matter of time…

iTunes Celebrates 10 Billion Songs Downloaded

The 10 billionth song was downloaded on iTunes yesterday.  The song?  “Guess Things Happen That Way” by Johnny Cash, was bought for $.99 by Louie Sulcer of Woodstock, Georgia.  By winning the contest Louie is now the proud owner of a $10,000 iTunes card.

Reports say that Mr. Sulcer, a 71-year-old retired real estate broker, received a call from Steve Jobs on Wednesday and it was in fact Steve who explained to him that he had downloaded the 10 billionth song and was being given the $10,000 gift card.  It has also been reported that he also received a call from Rosanne Cash, Johnny Cash’s daughter, who thanked him for purchasing one of her father’s songs.  Rosanne Cash’s husband, John Leventhal, then sang the winning song to him over the phone.

I’m not sure how the 71 year old will ever use 10,000 dollars on iTunes…that is unless he has a lot of grandchildren.

*Laptop insurance is provided by Worth Ave. Group. To obtain insurance for your laptop click on the above "Apply Now" tab. You will be taken to our application at Worth Ave. Group's apply page. Your laptop will be insured when you purchase an individual laptop policy. For more information about a Worth Ave. Group insurance policy visit www.worthavegroup.com.

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